If you are involved in training other Yoga Teachers, either individually or under the auspices of a training school, then it is recommended that you extend your cover to include full Professional Indemnity insurance.
Such cover includes advice given and therefore indemnifies the Trainer against accusations of poor or inadequate teaching. Your existing malpractice cover includes professional negligence up to a point but only where there is direct injury to a student involved. The full Professional Indemnity cover goes further by indemnifying you against claims for financial loss where there is no injury involved.
An amended certificate is issued that states (e) Teacher Training (Includes Full Professional Indemnity cover) and the policy is also endorsed with the following wording to extend the cover provided:
Insuring Clause A is amended to read as follows: Any Claim first made against the Insured during the Period of Insurance arising from any negligent act, error or omission committed by the Insured in the course of services or contractual obligations undertaken by the Insured to a patient or patients, client or clients in or about the conduct of the Insured's Profession or Good Samaritan Acts.
To add or include Teacher Training cover now, please contact us with details of your own training/experience and the extra premium due - currently £26.00* (per person) per annum (charged pro rata when added mid-term).
*(Includes insurance premium tax @ 5% and £5 administrative charge)